You may have already heard about the Equifax Data Breach that had occurred in Mid May. This data breach could have exposed private information for about half of the United States Population. You may think that your information is safe, that you never used Equifax. This isn’t the case. Since Equifax is a credit reporting agency, there is a good chance that they had your information stored anyway. The question now is, how can you protect yourself? What can you do to make sure your information and assets are secured?
- If you go to Equifax online, they have a registry that you can use to check yourself. They are still working out the bugs of that search, but it is worth checking back until they do.
- Visit Annualcreditreport.com and get your credit score. Check back in 3 months to monitor it.
- Check your mail, and check your bank accounts weekly for signs of fraud or things that do not belong there.
- You may want to put a freeze on all your accounts for security purposes. Think this action through though, once it’s frozen, no one can unlock the credit report files. You wouldn’t want to do this if you are going to buy a car or house (or anything that involves a credit check). Freezes normally are not free, and many times people forget how to undo the freeze when they are ready to buy a house or car.