Do you know what your homeowners insurance actually covers? A basic homeowners insurance policy (HO-1) Will cover your home and possessions if damaged/destroyed by:
There are other policies that are upgraded (HO-2). Some states will only let you buy upgraded plans. These plans protect you from the above as well as:
There are also additional policies available and you should contact your home owner policy to learn more.
So we know what homeowners insurance covers, but what doesn’t it cover? Typical policies do not cover:
Call/text me at 931-237-1417 to discuss what this means for you.